No matter where you settle in Mississippi, you’re greeted by expansive landscapes, lush greenery, and an affordable lifestyle that rivals the rest of the country. With no tax on retirement income and low tax rates across the board, you can indulge in everything Mississippi has to offer—from boating on serene lakes to savoring local cuisine at lively festivals—without worrying about stretching your retirement savings. Let’s dive into some of the best places to call home in the Magnolia State.
Jackson
Living in Jackson means enjoying a vibrant community with a rich cultural heritage, all while keeping your expenses low.
Cost of Living
Jackson stands out with its incredibly affordable cost of living index at 85. It’s one of the best places in Mississippi to stretch your retirement budget without compromising on amenities.
Climate and Weather
With around 210 days of sunshine each year, Jackson provides plenty of opportunities to enjoy the outdoors. Summers are warm, averaging 91°F, while winters are mild at 34°F—perfect for those who prefer temperate weather year-round.
Healthcare Facilities
Jackson’s healthcare infrastructure is robust, with 12 healthcare centers providing top-notch care. Whether you need routine check-ups or specialized services, you’re covered.
Attractions and Activities
Jackson offers a diverse array of cultural attractions, from museums and historic sites to music venues that celebrate the city’s deep roots in blues and jazz. The city’s community events and festivals keep the local culture alive and thriving.
Biloxi
Imagine waking up to the sound of waves and the smell of saltwater. That’s life in Biloxi, where coastal living meets affordability.
Cost of Living
Biloxi is a bit pricier with a cost of living index of 90, but the extra cost is well worth it for the access to the Gulf Coast and its beautiful beaches.
Climate and Weather
Sun lovers will feel at home with Biloxi’s 218 sunny days a year. Summers hover around 90°F, while winters are comfortably warm at 45°F—ideal for those who want to escape the chill.
Healthcare Facilities
Biloxi’s 10 healthcare centers ensure that medical services are always within reach, offering peace of mind to retirees who prioritize health.
Attractions and Activities
Biloxi’s coastal charm is complemented by its vibrant casino scene, golf courses, and seafood restaurants. Whether you’re fishing, boating, or simply strolling along the beach, there’s always something to do.
Gulfport
Gulfport combines the relaxed pace of coastal living with plenty of opportunities for outdoor adventure.
Cost of Living
At 92, Gulfport’s cost of living index is slightly higher, reflecting the appeal of its stunning coastal views and recreational options.
Climate and Weather
Enjoy around 220 days of sunshine each year in Gulfport. With summer temperatures at 90°F and mild winters averaging 45°F, it’s a comfortable place to live all year round.
Healthcare Facilities
Gulfport’s eight healthcare centers provide quality care close to home, ensuring that retirees can easily access the services they need.
Attractions and Activities
Gulfport’s location on the Gulf Coast means endless opportunities for fishing, boating, and beachside relaxation. The city’s parks, museums, and festivals add to its appeal as a lively, yet peaceful retirement spot.
Tupelo
Tupelo offers a blend of musical heritage and a friendly, small-town atmosphere, making it a unique place to retire.
Cost of Living
Tupelo’s cost of living index at 88 makes it an affordable option for retirees seeking a rich cultural experience without the high costs.
Climate and Weather
Tupelo enjoys about 205 days of sunshine annually. Summers can be hot, reaching 91°F, while winters are mild at 35°F.
Healthcare Facilities
With seven healthcare centers, Tupelo ensures that residents have access to quality medical services, all within a close-knit community.
Attractions and Activities
As the birthplace of Elvis Presley, Tupelo is steeped in musical history. The town’s museums, live music venues, and community events celebrate this legacy, offering plenty of entertainment for retirees.
Oxford
A college town with Southern charm, Oxford is perfect for retirees looking for a lively cultural scene in a quaint setting.
Cost of Living
Oxford’s cost of living index is slightly higher at 95, but the vibrant atmosphere and amenities make it a worthwhile investment for your golden years.
Climate and Weather
Expect around 195 sunny days per year in Oxford. Summers average 87°F, and winters are mild at 31°F, making it a great spot for those who appreciate a moderate climate.
Healthcare Facilities
Oxford’s six healthcare centers provide comprehensive care, ensuring that all your medical needs are met within a supportive community.
Attractions and Activities
Home to the University of Mississippi, Oxford offers a lively cultural scene, with bookstores, art galleries, and music venues. The town’s historic charm and strong sense of community make it an appealing retirement destination.
Is Mississippi a Good Place for Retirees?
Mississippi presents a compelling case for retirees with its low cost of living, mild climate, and vibrant communities. Whether you prefer the hustle and bustle of Jackson or the serene coastal lifestyle of Biloxi, you’ll find a place that feels like home in the Magnolia State. The state’s tax benefits and affordable housing make it a financially sound choice, while its rich cultural heritage and welcoming atmosphere ensure that your golden years will be anything but dull.
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