Best Places to Retire in Missouri

Table of Contents

Missouri is a state that blends urban excitement with small-town tranquility, making it an ideal choice for retirees seeking variety without leaving the comforts of a tight-knit community. If you’re looking to settle near a bustling art scene, enjoy the tranquility of a lake town, or immerse yourself in the vibrant energy of a college town, Missouri has a spot that suits your lifestyle. With a low cost of living across the board, it’s easy to stay within your retirement budget, even if you don’t get as many tax breaks as other states. Here’s a closer look at the best places to retire in Missouri.

St. Louis

St. Louis is the state’s largest city, offering a rich cultural scene, historic attractions, and a variety of recreational activities. This vibrant city has a bit of everything, from world-renowned museums to lush parks.

Cost of Living:

The cost of living in St. Louis sits right at the national average, making it a balanced option for retirees. Despite being a larger city, St. Louis manages to keep living expenses manageable, allowing you to enjoy the perks of urban life without the high costs found in similar-sized cities.

Climate and Weather:

St. Louis experiences about 198 days of sunshine annually, with summer temperatures averaging around 89°F. Winters can get chilly, with averages dipping to 24°F, but the city’s rich array of indoor activities ensures that you’ll always have something to do, no matter the weather.

Healthcare Facilities:

With 15 healthcare centers, St. Louis offers excellent medical care, ensuring that top-tier services are never far from home. The city is also home to some of the country’s leading hospitals, providing peace of mind for those who prioritize health in their retirement.

Attractions and Activities:

From the iconic Gateway Arch to the expansive Forest Park, St. Louis offers endless opportunities for exploration. The city’s diverse neighborhoods, filled with historic homes and vibrant markets, make it a joy to explore on foot or by bike. Art lovers will appreciate the St. Louis Art Museum, while sports enthusiasts can catch a Cardinals game at Busch Stadium.

Kansas City

Kansas City is known for its vibrant arts scene, diverse culinary options, and affordable living. This city is perfect for retirees who want a mix of cultural activities and community living.

Cost of Living:

Kansas City offers a slightly lower cost of living index at 95, making it an attractive option for retirees looking to stretch their savings while enjoying a high quality of life. The affordable housing market is particularly appealing, offering a range of options from charming bungalows to modern condos.

Climate and Weather:

With about 210 sunny days each year, Kansas City provides plenty of opportunities to enjoy the outdoors. Summers are warm, with temperatures reaching around 89°F, while winters are a bit milder compared to other parts of the state, averaging 22°F.

Healthcare Facilities:

The city has 12 healthcare centers, ensuring that residents have access to quality medical care. Kansas City is also home to several specialized clinics and hospitals, catering to a variety of health needs.

Attractions and Activities:

Kansas City’s thriving arts scene includes the Nelson-Atkins Museum of Art, the Kauffman Center for the Performing Arts, and numerous galleries and studios. The city is also famous for its barbecue, with countless restaurants offering their unique takes on this culinary staple. For those who love music, Kansas City’s jazz scene is alive and well, with venues like the Green Lady Lounge offering live performances most nights of the week.

Columbia

Columbia blends the energy of a college town with the warmth of a close-knit community. Known for its vibrant arts and cultural scene, Columbia offers a lively environment for retirees who appreciate a dynamic lifestyle.

Cost of Living:

Columbia’s cost of living index is a modest 88, making it an affordable choice for retirees. The city offers a good balance of amenities and living costs, allowing you to enjoy an active lifestyle without breaking the bank.

Climate and Weather:

With around 200 days of sunshine annually, Columbia enjoys mild weather that’s perfect for year-round activities. Summers are warm, averaging 86°F, while winters are cooler, with temperatures dropping to around 20°F.

Healthcare Facilities:

Columbia is well-equipped with eight healthcare centers, offering quality care close to home. The city’s medical community is bolstered by its proximity to the University of Missouri, which provides access to advanced healthcare services.

Attractions and Activities:

Columbia’s vibrant downtown is filled with unique shops, restaurants, and entertainment venues. The city’s parks, such as Stephens Lake Park, offer scenic spots for walking and picnicking. The True/False Film Festival and the Roots N Blues N BBQ Festival are just two examples of the many cultural events that keep Columbia buzzing throughout the year.

Springfield

Springfield combines the friendliness of a small town with the amenities of a larger city. This affordable and welcoming community is ideal for retirees looking for a laid-back lifestyle.

Cost of Living:

With a cost of living index of 90, Springfield is an excellent place to stretch your retirement dollars. The city’s affordable housing options make it easy to find a comfortable place to call home, whether you prefer a cozy bungalow or a more modern condo.

Climate and Weather:

Springfield enjoys around 205 sunny days per year, with summer temperatures averaging 85°F. Winters are mild, with temperatures hovering around 22°F, making it easy to enjoy the outdoors throughout the year.

Healthcare Facilities:

Springfield has seven healthcare centers, providing residents with easy access to medical care. The city’s hospitals and clinics are well-regarded, offering a range of services to meet the needs of its aging population.

Attractions and Activities:

The city’s numerous parks, including Nathanael Greene/Close Memorial Park, provide beautiful spaces for walking and enjoying nature. History buffs will appreciate the city’s many museums, such as the Springfield Art Museum and the History Museum on the Square. For a fun day out, visit the Wonders of Wildlife National Museum and Aquarium, which offers an immersive experience for all ages.

Jefferson City

Jefferson City, Missouri’s capital, is a city that offers historic charm with a low cost of living. It’s perfect for retirees who appreciate a slower pace of life and a strong sense of community.

Cost of Living:

Jefferson City is one of the most affordable places on our list, with a cost of living index of just 85. This makes it a great option for retirees who want to make the most of their savings while enjoying all that the city has to offer.

Climate and Weather:

The city experiences about 195 days of sunshine annually. Summers are warm, with average temperatures of 83°F, while winters are cooler, averaging 20°F. The changing seasons add to the city’s charm, offering a beautiful backdrop of fall colors and winter snow.

Healthcare Facilities:

Jefferson City has five healthcare centers, ensuring that residents have access to quality medical care close to home. The city’s hospitals and clinics provide comprehensive services, making it easy to stay healthy and active throughout your retirement.

Attractions and Activities:

From the Missouri State Capitol to the Governor’s Mansion, Jefferson City offers plenty of historic sites to explore. The city’s parks, such as Binder Park, provide lovely spots for walking, fishing, and picnicking. The Katy Trail, which runs through the city, is a favorite among cyclists and walkers alike, offering stunning views of the Missouri River.

Is Missouri a Good Place for Retirees?

Missouri offers a diverse range of options for retirees, from the cultural vibrancy of St. Louis and Kansas City to the small-town charm of Springfield and Jefferson City. With a generally low cost of living, accessible healthcare, and a variety of recreational activities, Missouri provides a welcoming environment for those looking to enjoy their golden years. Whether you’re drawn to urban excitement or peaceful surroundings, Missouri has something to offer every retiree.

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