The safest places to retire in Iowa, like Ames, Cedar Falls, and Iowa City, have low crime rates, good healthcare, and strong community vibes that seniors love. Iowa’s crime rates are below the national average, giving retirees peace of mind and a secure place to live. The state’s affordable cost of living, senior-friendly services, and community-focused amenities make it a great pick for those looking for a safe and fulfilling retirement. In this guide, we’ll walk you through the best spots in Iowa for a safe and enjoyable retirement, covering crime rates, healthcare, and what each community has to offer.
What Are the Safest Places to Retire in Iowa?
Ames
- Violent Crime Rate: 1.4 per 1,000 people
- Property Crime Rate: 15.1 per 1,000 people
- Extreme Weather Risk: Moderate, with cold winters and risk of summer storms
Ames is known for its vibrant community, educational resources from Iowa State University, and safe environment.
The city experiences cold winters with average temperatures in the 20s°F and warm, humid summers that can reach the 80s°F. Retirees should be prepared for moderate extreme weather risks, such as thunderstorms and occasional tornadoes during spring and summer.
Mary Greeley Medical Center provides comprehensive services, including cardiac care and rehabilitation, ensuring that retirees have quality healthcare.
Ames’ parks, cultural venues, and university events make it a lively choice for retirement.
Cedar Falls
- Violent Crime Rate: 1.1 per 1,000 people
- Property Crime Rate: 14.0 per 1,000 people
- Extreme Weather Risk: Moderate, with seasonal storms and cold winters
Cedar Falls offers a friendly, small-town feel with a low crime rate. The city has cold winters with temperatures in the 20s°F and warm summers in the 80s°F. Retirees should be aware of moderate extreme weather risks, including thunderstorms, high winds, and the possibility of tornadoes during the warmer months.
UnityPoint Health – Allen Hospital provides essential and specialized medical care to meet healthcare needs.
The city’s recreational trails, parks, and community-focused activities create an engaging environment for seniors.
Iowa City
- Violent Crime Rate: 1.8 per 1,000 people
- Property Crime Rate: 17.5 per 1,000 people
- Extreme Weather Risk: Moderate, with risk of flooding and cold winters
Iowa City, home to the University of Iowa, offers retirees a mix of cultural attractions and reliable healthcare through University of Iowa Hospitals & Clinics, renowned for specialized medical services.
The city experiences cold winters, often in the 20s°F, and warm summers in the 80s°F. Extreme weather risks include thunderstorms, heavy rain, and potential flooding, especially during spring and summer.
Iowa City’s active arts scene, educational opportunities, and community events make it a vibrant and secure choice for seniors.
West Des Moines
- Violent Crime Rate: 1.0 per 1,000 people
- Property Crime Rate: 13.5 per 1,000 people
- Extreme Weather Risk: Moderate, with cold winters and occasional severe storms
West Des Moines is recognized for its low crime rate and quality of life.
West Des Moines’ climate features cold winters, with average temperatures in the 20s°F, and warm, humid summers that can reach the mid-80s°F. Retirees should be mindful of moderate extreme weather risks, including thunderstorms, occasional tornadoes, and heavy rain.
MercyOne West Des Moines Medical Center, a comprehensive community hospital, offers a range of medical services, supporting retirees’ health needs.
The city’s shopping centers, parks, and senior programs create a welcoming atmosphere for older adults.
Dubuque
- Violent Crime Rate: 1.6 per 1,000 people
- Property Crime Rate: 16.2 per 1,000 people
- Extreme Weather Risk: Moderate, with seasonal storms and cold winters
Dubuque, located along the Mississippi River, features a safe and scenic environment for retirees.
Dubuque experiences a full range of seasons, with cold winters averaging in the 20s°F and warm summers in the 80s°F. Retirees should be aware of seasonal storms, including thunderstorms and occasional flooding due to the city’s proximity to the river.
MercyOne Dubuque Medical Center provides essential healthcare services, ensuring reliable access to medical care. With its historic sites, riverfront activities, and community events, Dubuque offers a blend of culture, security, and support for older adults.
What Are the Best Healthcare Facilities in Iowa for Seniors?
- Ames: Mary Greeley Medical Center offers cardiac care and rehabilitation services.
- Cedar Falls: UnityPoint Health – Allen Hospital provides comprehensive medical care.
- Iowa City: University of Iowa Hospitals & Clinics is renowned for specialized healthcare.
- West Des Moines: MercyOne West Des Moines Medical Center offers a range of services.
- Dubuque: MercyOne Dubuque Medical Center supports retirees with essential care.
Is Iowa Senior-Friendly and Accessible?
Iowa’s affordability makes it a great choice for seniors, with a cost of living below the national average. The state is also very tax-friendly for retirees. Social Security benefits aren’t taxed, and there are generous exemptions for other types of retirement income. Property taxes stay pretty reasonable too.
Seniors can find a variety of helpful services, like community centers, transportation assistance, and programs that support independent living. Iowa has a strong network of hospitals and clinics, even in rural areas, making sure healthcare is available no matter where you live. Cities and larger towns offer plenty of support and activities, with many communities providing excellent senior care facilities and services that keep older adults active and engaged.
With its mix of safety, affordability, and community-focused living, Iowa is a solid choice for seniors looking to downsize and enjoy retirement.
What City Has the Lowest Crime Rate?
Cedar Falls stands out with one of the lowest crime rates, reporting a violent crime rate of just 1.1 per 1,000 people. Its safe neighborhoods, access to healthcare, and active community life make it an excellent choice for retirees seeking peace and security.
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