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Idaho Senior Living Options & Resources

Senior Living in Idaho: What You Need to Know

Idaho is home to 314,391 seniors aged 65 and older, representing 16.6% of the state's 1.9 million residents. With a median age of 37.1 and a growing retirement population attracted by the state's natural beauty and lower cost of living, Idaho offers an increasingly robust selection of senior living options. The state's 23 senior living communities are distributed across 6 cities, with the highest concentration in the Treasure Valley region, particularly in Boise and Meridian, as well as scenic northern Idaho communities like Coeur d'Alene.

Idaho's senior care costs remain significantly more affordable than national benchmarks. Assisted living averages $5,310 per month compared to the national average of $5,900, while semi-private nursing home rooms cost $8,349 versus $9,277 nationally. This 10% savings, combined with Idaho's median household income of $74,636, makes the state an attractive option for retirees seeking quality care without the premium prices found in neighboring states like Washington and Oregon.

The state's healthcare infrastructure supports seniors through major systems including St. Luke's Health System, Saint Alphonsus Health System, and Eastern Idaho Regional Medical Center. Idaho's diverse geography—from the Boise metropolitan area to the mountain communities of eastern Idaho and the lakes region of the north—offers varied lifestyle options for seniors. The state's four-season climate, outdoor recreation opportunities, and strong community values appeal to active retirees, though harsh winters in some regions may be a consideration for those with mobility challenges.

Idaho participates in several Medicaid waiver programs that help eligible seniors access home and community-based services as alternatives to institutional care. The state's Aged and Disabled (A&D) waiver program provides services including assisted living facilities, allowing qualifying seniors to receive care in residential settings. With strategic investments in senior services and a commitment to aging-in-place initiatives, Idaho continues to expand options for its growing senior population while maintaining its reputation for affordability and quality of life.

Types of Senior Living Care in Idaho

Average Cost of Senior Care in Idaho

Idaho offers senior care costs that are approximately 10% below national averages, making it one of the more affordable western states for senior living. Assisted living facilities average $5,310 per month compared to the national average of $5,900, while semi-private nursing home rooms cost $8,349 versus $9,277 nationally. Private nursing home rooms average $9,581 monthly, and home health aide services run about $5,625 per month. Regional variation exists, with Boise and Coeur d'Alene typically at or slightly above state averages due to higher demand, while eastern and south-central Idaho communities offer the most affordable options. Idaho Medicaid waiver programs, veterans benefits, and long-term care insurance can help eligible seniors manage these costs.

Assisted Living

Community-based residential care

$4,600

per month

$55,200/yr

27% below national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$10,707

per month

$128,480/yr

10% below national avg

Nursing Home (Semi-Private)

Shared room nursing care

$10,068

per month

$120,815/yr

5% below national avg

Home Health Aide

In-home personal care

$6,387

per month

$76,648/yr

4% below national avg

Homemaker Services

In-home housekeeping & meals

$5,911

per month

$70,928/yr

9% below national avg

Adult Day Health Care

Daytime supervision & activities

$3,358

per month

$40,300/yr

22% above national avg

10% below national average

Frequently Asked Questions About Senior Living in Idaho

How much does senior living cost in Idaho?
Senior living in Idaho costs an average of $5,310 per month for assisted living and $8,349 for a semi-private nursing home room, approximately 10% below national averages. Private nursing home rooms average $9,581 monthly, while home health aide services cost around $5,625 per month. Costs vary by region, with Boise and Coeur d'Alene typically at the higher end of the state range, while eastern and south-central Idaho offer more affordable options.
How many senior living communities are in Idaho?
Idaho has 23 senior living communities distributed across 6 cities throughout the state. Boise has the highest concentration with 8 communities, followed by Coeur d'Alene with 5 communities. Other cities with senior living options include Idaho Falls (3 communities), Meridian (3 communities), Chubbuck (2 communities), and Twin Falls (2 communities). These communities offer various care levels including independent living, assisted living, memory care, and skilled nursing.
Does Idaho Medicaid cover assisted living?
Yes, Idaho Medicaid covers assisted living through the Aged and Disabled (A&D) waiver program for eligible seniors. Applicants must meet both financial eligibility requirements and demonstrate a nursing home level of care need. The waiver allows qualified seniors to receive services in residential care or assisted living facilities rather than nursing homes. Idaho also offers Home and Community-Based Services (HCBS) waivers that cover various supports to help seniors remain in community settings.
What are the best cities for senior living in Idaho?
Boise leads with 8 communities and offers the best healthcare infrastructure, cultural amenities, and mild climate. Coeur d'Alene, with 5 communities, provides stunning natural beauty and resort-style living near the lake. Meridian offers 3 communities with suburban convenience and family-friendly atmosphere. Idaho Falls, also with 3 communities, provides affordability and access to national parks. Twin Falls and Chubbuck, each with 2 communities, offer the most budget-friendly options with small-town charm and lower costs.
What is Idaho's climate like for seniors?
Idaho's climate varies significantly by region. The Treasure Valley around Boise enjoys four distinct seasons with relatively mild winters and hot, dry summers—ideal for seniors who want seasonal variety without extreme cold. Northern Idaho experiences more precipitation and colder winters with substantial snowfall, while eastern Idaho has the coldest winters. South-central Idaho features hot summers and moderate winters. Seniors should consider regional climate differences, as northern and eastern areas may present challenges for those with mobility issues during winter months.
Is Idaho a tax-friendly state for retirees?
Idaho offers moderate tax advantages for retirees. The state does not tax Social Security benefits, and residents 65 and older or those who are disabled can deduct up to $35,904 (2023) per person of retirement income including pensions and 401(k) distributions. Property taxes are relatively reasonable compared to neighboring western states, though they vary by county. Sales tax is 6% statewide with local options adding up to 3%, which is competitive with surrounding states. Overall, Idaho's tax structure combined with lower living costs makes it financially attractive for many retirees.

Major Cities with Senior Living Options in Idaho

Cities ranked by number of communities.

Boise

Population 234,192
Seniors (65+) 15.2 %
Communities 8
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Coeur d'Alene

Population 54,599
Seniors (65+) 19.5 %
Communities 5
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Idaho Falls

Population 65,685
Seniors (65+) 13.6 %
Communities 3
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Meridian

Population 119,872
Seniors (65+) 13.4 %
Communities 3
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Twin Falls

Population 52,315
Seniors (65+) 15.8 %
Communities 2
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Chubbuck

Population 15,638
Seniors (65+) 14.1 %
Communities 2
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Burley

Population 11,506
Seniors (65+) 12.7 %
Communities 1
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Cities in Idaho

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