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Illinois Senior Living Options & Resources

Senior Living in Illinois: What You Need to Know

Illinois is home to 2,101,833 seniors aged 65 and older, representing 16.6% of the state's 12.7 million residents. With a median age of 38.9 and a median household income of $81,702, the Land of Lincoln offers diverse senior living options across urban centers, suburban enclaves, and smaller communities. The state's 181 senior living communities span 56 cities, providing assisted living, memory care, independent living, and skilled nursing services tailored to varying needs and budgets.

The greatest concentration of senior living communities is found in the Chicago metropolitan area, which accounts for a significant portion of Illinois's options. Chicago alone hosts 36 communities, while surrounding suburbs like Naperville, Vernon Hills, Glen Ellyn, Lincolnwood, and Arlington Heights collectively add dozens more. Central Illinois cities including Springfield and Peoria offer additional choices, while communities in Belleville and Effingham serve residents in the southern and eastern regions of the state.

Illinois's senior care costs align closely with national averages, with assisted living averaging $5,900 monthly and semi-private nursing home care costing $9,277 per month—matching the national benchmarks exactly. This pricing reflects the state's diverse economy and cost-of-living variations between the Chicago metro area and downstate regions. Illinois benefits from world-class healthcare infrastructure, including renowned medical centers like Northwestern Memorial Hospital, Rush University Medical Center, and the University of Chicago Medical Center, alongside strong regional hospitals throughout the state.

The Illinois Department on Aging administers several programs supporting seniors, including Community Care Program services and Medicaid waivers that help eligible residents access home and community-based services. The state's four-season climate, rich cultural amenities, Big Ten university communities, and strong family networks make Illinois an attractive choice for retirees, particularly those who value proximity to major metropolitan resources alongside more affordable suburban and rural options.

Types of Senior Living Care in Illinois

Average Cost of Senior Care in Illinois

Illinois senior living costs align precisely with national averages, with assisted living at $5,900 monthly and semi-private nursing home care at $9,277 per month. Private nursing home rooms average $10,646 monthly, while home health aide services cost approximately $6,250 per month. Costs vary considerably across the state, with Chicago and its affluent suburbs typically charging 15-25% above state averages, while downstate communities in central, southern, and eastern Illinois often offer more affordable rates. Illinois offers Medicaid waiver programs and the Community Care Program to help eligible seniors access financial assistance for long-term care services.

Assisted Living

Community-based residential care

$5,836

per month

$70,032/yr

7% below national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$9,125

per month

$109,500/yr

23% below national avg

Nursing Home (Semi-Private)

Shared room nursing care

$7,908

per month

$94,900/yr

26% below national avg

Home Health Aide

In-home personal care

$6,673

per month

$80,080/yr

at national avg

Homemaker Services

In-home housekeeping & meals

$6,673

per month

$80,080/yr

3% above national avg

Adult Day Health Care

Daytime supervision & activities

$3,142

per month

$37,700/yr

14% above national avg

at national average

Frequently Asked Questions About Senior Living in Illinois

How much does senior living cost in Illinois?
Senior living costs in Illinois match national averages, with assisted living at $5,900 per month and semi-private nursing home care at $9,277 monthly. Private nursing home rooms cost approximately $10,646 per month, while in-home care averages $6,250 monthly. Costs vary significantly by region, with Chicago and suburban communities typically charging more than central and southern Illinois locations.
How many senior living communities are in Illinois?
Illinois has 181 senior living communities spread across 56 cities statewide. The greatest concentration is in the Chicago metropolitan area, with Chicago alone hosting 36 communities. Suburban communities like Naperville, Vernon Hills, Glen Ellyn, Lincolnwood, and Arlington Heights add many more options, while cities like Springfield, Peoria, Effingham, and Belleville serve residents in central and southern Illinois.
Does Illinois Medicaid cover assisted living?
Yes, Illinois Medicaid covers assisted living through the Supportive Living Program (SLP) for eligible low-income seniors who meet nursing home level of care criteria. The state also offers Home and Community-Based Services (HCBS) waivers including the Community Care Program and Elderly Waiver, which help pay for personal care and support services. Eligibility is based on income limits, asset tests, and demonstrated medical need.
What are the best cities for senior living in Illinois?
Chicago offers the most options with 36 communities and access to world-class healthcare and cultural amenities. Naperville and Vernon Hills each have 6 communities and provide excellent suburban environments with strong services. Glen Ellyn, Lincolnwood, and Springfield each offer 5 communities with different appeals—Glen Ellyn for charming suburban character, Lincolnwood for urban convenience, and Springfield for affordable downstate living. Peoria and Effingham serve as regional hubs for central and eastern Illinois residents seeking quality care outside the Chicago metro area.
What healthcare resources are available for seniors in Illinois?
Illinois boasts exceptional healthcare infrastructure, particularly in the Chicago area with world-renowned institutions like Northwestern Memorial Hospital, Rush University Medical Center, University of Chicago Medical Center, and Advocate Health Care. Regional centers include Memorial Health and HSHS hospitals in Springfield, OSF HealthCare in Peoria, and connections to St. Louis-area health systems in Metro East. The state's medical schools and teaching hospitals ensure access to specialized geriatric care and cutting-edge treatments.
Is Illinois a good state for retirees?
Illinois offers retirees diverse options from vibrant urban living in Chicago to affordable small-town communities downstate. The state provides strong healthcare access, rich cultural amenities, and Big Ten sports entertainment. However, Illinois does tax retirement income including Social Security benefits and public pensions (though it exempts federally taxed Social Security), and property taxes can be high, particularly in the Chicago metro area. Many retirees appreciate staying close to family, excellent medical care, and four distinct seasons.

Major Cities with Senior Living Options in Illinois

Cities ranked by number of communities.

Chicago

Population 2,707,648
Seniors (65+) 13.3 %
Communities 36
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Naperville

Population 149,424
Seniors (65+) 13.9 %
Communities 6
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Vernon Hills

Population 26,750
Seniors (65+) 15.9 %
Communities 6
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Glen Ellyn

Population 28,304
Seniors (65+) 19.1 %
Communities 5
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Lincolnwood

Population 13,268
Seniors (65+) 28.4 %
Communities 5
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Springfield

Population 113,714
Seniors (65+) 18.7 %
Communities 5
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Effingham

Population 12,244
Seniors (65+) 19.6 %
Communities 4
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View all 56 cities

Cities in Illinois

Addison
1 community
Aledo
1 community
Algonquin
2 communities
Alsip
1 community
Arlington Heights
3 communities
Aurora
2 communities
Bartlett
2 communities
Batavia
2 communities
Belleville
3 communities
Bellwood
1 community
Benton
1 community
Bloomingdale
2 communities
Bloomington
1 community
Blue Island
2 communities
Bolingbrook
2 communities
Bourbonnais
1 community
Breese
1 community
Buffalo Grove
2 communities
Burr Ridge
2 communities
Calumet City
2 communities
Carlinville
1 community
Carol Stream
1 community
Carterville
1 community
Champaign
1 community
Charleston
2 communities
Chatham
1 community
Chicago
36 communities
Chicago Heights
1 community
Cisne
1 community
Columbia
1 community
Coulterville
1 community
Country Club Hills
1 community
Crestwood
1 community
Crystal Lake
3 communities
Decatur
1 community
Des Plaines
1 community
Dixon
2 communities
Downers Grove
1 community
East Peoria
2 communities
Effingham
4 communities
Elgin
1 community
Elk Grove Village
1 community
Elmhurst
1 community
Evanston
1 community
Fairfield
1 community
Fairview Heights
1 community
Flanagan
2 communities
Flossmoor
1 community
Fox Lake
1 community
Freeburg
1 community
Freeport
1 community
Galesburg
1 community
Glen Ellyn
5 communities
Glenview
3 communities
Glenwood
1 community
Godfrey
2 communities
Grayslake
1 community
Greenup
1 community
Greenville
1 community
Gurnee
3 communities
Harrisburg
1 community
Hazel Crest
1 community
Highland Park
2 communities
Hillsboro
1 community
Hoffman Estates
1 community
Joliet
3 communities
Kewanee
1 community
Knoxville
1 community
La Grange
2 communities
Lake Barrington
1 community
Lake Bluff
1 community
Lake Zurich
2 communities
Lansing
2 communities
Libertyville
2 communities
Lincolnshire
1 community
Lincolnwood
5 communities
Lisle
2 communities
Lombard
2 communities
Long Grove
1 community
Macomb
1 community
Mahomet
2 communities
Manito
1 community
Marshall
1 community
Mattoon
3 communities
Melrose Park
1 community
Metropolis
1 community
Millstadt
1 community
Mokena
1 community
Moline
2 communities
Monmouth
1 community
Morris
1 community
Mount Vernon
1 community
Mount Zion
1 community
Naperville
6 communities
New Lenox
1 community
Newton
1 community
Normal
2 communities
Northbrook
2 communities
Oak Brook
1 community
Oak Lawn
1 community
Oak Park
3 communities
Olney
2 communities
Olympia Fields
1 community
Orland Park
2 communities
Oswego
1 community
Palatine
1 community
Palos Park
1 community
Paris
1 community
Park Forest
1 community
Park Ridge
3 communities
Pekin
2 communities
Peoria
4 communities
Pittsfield
1 community
Plainfield
1 community
Prospect Heights
2 communities
Quincy
3 communities
Rantoul
1 community
Red Bud
1 community
River Forest
1 community
Robinson
1 community
Rochester
2 communities
Rockford
3 communities
Romeoville
1 community
Round Lake Beach
1 community
Savoy
1 community
Schaumburg
1 community
Shelbyville
1 community
Shiloh
1 community
Silvis
1 community
South Beloit
1 community
South Elgin
4 communities
Sparta
1 community
Springfield
5 communities
St. Charles
3 communities
Staunton
1 community
Sterling
1 community
Streamwood
1 community
Sugar Grove
1 community
Sycamore
2 communities
Tinley Park
2 communities
Troy
1 community
Tuscola
1 community
Urbana
2 communities
Vandalia
1 community
Vernon Hills
6 communities
Washington
1 community
Waterloo
1 community
Waukegan
1 community
Westmont
2 communities
Wheaton
3 communities
Wheeling
1 community
Willowbrook
1 community

All Communities in Illinois

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