Mississippi Senior Living Options & Resources

Senior Living in Mississippi: What You Need to Know

Mississippi is home to 495,115 residents aged 65 and older, representing 16.8% of the state's 2.95 million population. As the senior demographic continues to grow, Mississippi offers a range of senior living options across its communities, with 12 senior care facilities spread across 4 cities. The state's senior living landscape is characterized by affordability, Southern hospitality, and a slower-paced lifestyle that appeals to many retirees seeking value and community.

The geographic distribution of senior living communities in Mississippi centers around key educational and economic hubs. Oxford leads with 4 communities, benefiting from its connection to the University of Mississippi and a vibrant cultural scene. Ridgeland, part of the Jackson metropolitan area, also hosts 4 communities with access to the state's capital and major healthcare facilities. Coastal Biloxi and college town Starkville each offer 2 communities, providing seniors with distinct lifestyle choices from Gulf Coast living to small-town charm.

Mississippi's senior living costs present significant savings compared to national averages. Assisted living in Mississippi averages $4,602 monthly—well below the national average of $5,900. Nursing home care follows a similar pattern, with semi-private rooms costing $7,236 compared to the national average of $9,277. This affordability, combined with a median household income of $54,915 and a median age of 38.4, makes Mississippi an attractive option for seniors on fixed incomes. The state's healthcare infrastructure includes major systems like the University of Mississippi Medical Center, North Mississippi Medical Center, and Merit Health, providing comprehensive care across regions.

Mississippi's mild winters, rich cultural heritage, and strong community values create an environment where seniors can enjoy their retirement years. The state offers Medicaid waiver programs that help eligible seniors access home and community-based services, making it possible for many to age in place or receive affordable care. With a cost of living significantly below the national average and a reputation for warm hospitality, Mississippi continues to serve as a practical and welcoming option for senior living.