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Nebraska Senior Living Options & Resources

Senior Living in Nebraska: What You Need to Know

Nebraska is home to 322,165 seniors aged 65 and older, representing 16.4% of the state's nearly 2 million residents. With a median age of 37.1 and a steady aging population, Nebraska has developed a robust network of senior living communities concentrated primarily in the state's two largest metropolitan areas. The state currently hosts 20 senior living communities across 5 cities, with Omaha and Lincoln each offering 7 communities, making them the primary hubs for senior care services in the state.

The cost of senior living in Nebraska presents a significant advantage compared to national averages. Assisted living costs approximately $5,310 per month, well below the national average of $5,900. Similarly, nursing home care averages $8,349 monthly for a semi-private room, compared to the national average of $9,277. This 10% below-average cost structure makes Nebraska an attractive option for seniors seeking quality care without the premium price tags found in coastal states, while the state's median household income of $74,985 provides a reasonable foundation for affordability.

Nebraska's healthcare infrastructure is anchored by nationally recognized systems including Nebraska Medicine, CHI Health, and Bryan Health, with major medical centers concentrated in Omaha and Lincoln. The University of Nebraska Medical Center in Omaha is particularly notable for its geriatric care and research programs. Beyond the metropolitan areas, regional medical centers in cities like Grand Island serve the state's more rural communities, though access to specialized senior services becomes more limited outside the eastern population corridor.

The state's continental climate features four distinct seasons with cold winters and warm summers, which influences senior living preferences toward communities with robust indoor amenities and climate-controlled environments. Nebraska's low cost of living, friendly communities, and slower pace of life appeal to many retirees, particularly those with long-standing ties to the Midwest. The state offers various programs to support aging residents, including Medicaid waiver programs that help eligible seniors receive care in assisted living settings rather than institutional environments.

Types of Senior Living Care in Nebraska

Average Cost of Senior Care in Nebraska

Nebraska offers notably affordable senior care, with costs running approximately 10% below national averages across all care categories. Assisted living averages $5,310 monthly compared to the national average of $5,900, while semi-private nursing home rooms cost $8,349 versus $9,277 nationally. Private nursing home rooms average $9,581 monthly, and home health aide services run approximately $5,625 per month. Costs are relatively consistent across Omaha and Lincoln, with slight decreases in smaller communities like Grand Island. Nebraska Medicaid waiver programs help eligible seniors access assisted living and home-based care, and many communities offer private pay discounts or veterans benefits to enhance affordability for middle-income families.

Assisted Living

Community-based residential care

$5,118

per month

$61,416/yr

19% below national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$10,038

per month

$120,450/yr

16% below national avg

Nursing Home (Semi-Private)

Shared room nursing care

$8,380

per month

$100,558/yr

21% below national avg

Home Health Aide

In-home personal care

$6,864

per month

$82,368/yr

3% above national avg

Homemaker Services

In-home housekeeping & meals

$6,673

per month

$80,080/yr

3% above national avg

Adult Day Health Care

Daytime supervision & activities

$3,786

per month

$45,435/yr

37% above national avg

10% below national average

Frequently Asked Questions About Senior Living in Nebraska

How much does senior living cost in Nebraska?
Senior living in Nebraska costs approximately $5,310 per month for assisted living and $8,349 for semi-private nursing home care, both running about 10% below national averages. Private nursing home rooms average $9,581 monthly, while home health aide services cost around $5,625 per month. These competitive rates make Nebraska one of the more affordable Midwestern states for senior care, with costs remaining relatively consistent across Omaha, Lincoln, and smaller communities.
How many senior living communities are in Nebraska?
Nebraska currently has 20 senior living communities distributed across 5 cities throughout the state. Omaha and Lincoln each have 7 communities, making them the primary hubs for senior care. Bellevue and Elkhorn each offer 2 communities, while Grand Island rounds out the list with 2 communities serving Central Nebraska. This concentration in eastern Nebraska reflects the state's population distribution.
Does Nebraska Medicaid cover assisted living?
Yes, Nebraska Medicaid covers assisted living through the Aged and Disabled Waiver program for eligible seniors who would otherwise require nursing home-level care. The waiver allows qualified individuals to receive services in residential care facilities (assisted living) as an alternative to institutional care. Eligibility is based on both financial criteria tied to federal poverty levels and functional assessments demonstrating medical necessity for care services.
What are the best cities for senior living in Nebraska?
Omaha leads with 7 communities and the state's best healthcare infrastructure including Nebraska Medicine and CHI Health. Lincoln offers 7 communities with excellent access to Bryan Health and a vibrant cultural scene anchored by the University of Nebraska. Bellevue and Elkhorn, suburban Omaha communities with 2 communities each, provide quieter settings with metropolitan access. Grand Island serves Central Nebraska with 2 communities and a strong small-town atmosphere for those preferring rural character over urban amenities.
What is Nebraska's climate like for seniors?
Nebraska has a continental climate with four distinct seasons, featuring cold winters with temperatures often below freezing and snow accumulation, and warm, humid summers reaching the 80s and 90s. The variable weather, including occasional severe storms, influences senior living choices toward communities with robust indoor amenities, climate-controlled environments, and reliable transportation services. Many seniors appreciate the changing seasons but require communities equipped to handle winter maintenance and provide year-round indoor activities.
Are there veteran benefits for senior living in Nebraska?
Yes, Nebraska veterans may qualify for Aid and Attendance benefits through the VA, which can provide up to $2,295 monthly for veterans or $1,488 for surviving spouses to help cover assisted living costs. Nebraska is also home to the Omaha VA Medical Center and Lincoln VA Clinic, providing healthcare services to veterans. Many assisted living communities in the state are experienced in helping families navigate VA benefits and may offer veteran-specific discounts or programs.

Major Cities with Senior Living Options in Nebraska

Cities ranked by number of communities.

Lincoln

Population 291,932
Seniors (65+) 14.0 %
Communities 8
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Omaha

Population 488,197
Seniors (65+) 13.8 %
Communities 7
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Grand Island

Population 52,822
Seniors (65+) 15.1 %
Communities 2
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Elkhorn

Communities 2
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Bellevue

Population 63,336
Seniors (65+) 14.3 %
Communities 2
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Plattsmouth

Population 6,585
Seniors (65+) 15.8 %
Communities 1
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Blair

Population 7,813
Seniors (65+) 16.7 %
Communities 1
Explore Blair Senior Living
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