Virginia Senior Living Options & Resources

Senior Living in Virginia: What You Need to Know

Virginia is home to 1,410,160 seniors aged 65 and older, representing 16.3% of the state's 8.66 million residents. With a median age of 38.8 and a median household income of $90,974, the Commonwealth offers a stable and prosperous environment for aging adults. The state's 104 senior living communities span 26 cities, with the highest concentrations in Richmond (11 communities), Virginia Beach (9 communities), and Alexandria and Roanoke (8 communities each). This distribution reflects Virginia's diverse geography, from the bustling Northern Virginia suburbs to historic college towns and coastal communities.

Virginia's senior living landscape includes assisted living facilities, memory care units, independent living communities, and skilled nursing homes. The state's assisted living costs average $5,900 per month, exactly matching the national average, while nursing home semi-private rooms cost $9,277 monthly, also aligned with national figures. However, costs vary significantly by region, with Northern Virginia communities typically commanding premium rates due to higher real estate values and operating costs, while communities in Southwestern Virginia and rural areas often offer more affordable options.

The Commonwealth benefits from exceptional healthcare infrastructure, anchored by renowned systems including VCU Health in Richmond, the University of Virginia Health System in Charlottesville, Inova Health System serving Northern Virginia, and Sentara Healthcare along the Hampton Roads region. These major medical centers provide specialized geriatric care, advanced memory disorder programs, and comprehensive rehabilitation services that support aging residents throughout the state.

Virginia's four-season climate, rich colonial history, proximity to both mountains and beaches, and abundance of cultural attractions make it an appealing retirement destination. The state offers several programs to support seniors, including the Virginia Medicaid HCBS waiver programs that help eligible seniors receive care in community settings rather than institutions. Combined with no tax on Social Security benefits and moderate taxes on retirement income for those meeting income thresholds, Virginia presents a financially balanced environment for senior living.