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Colorado Senior Living Options & Resources

Senior Living in Colorado: What You Need to Know

Colorado is home to 882,557 residents age 65 and older, representing 15.2% of the state's total population of 5.8 million. With a median age of 37.5 and a robust median household income of $92,470, Colorado offers a financially healthy environment for retirement planning. The state's senior living landscape includes 94 communities spread across 18 cities, offering diverse options from independent living to memory care and skilled nursing facilities.

The geographic distribution of senior living communities reflects Colorado's population centers, with the greatest concentration in the Front Range corridor. Colorado Springs leads with 16 communities, followed by Denver with 12, and Grand Junction with 9. Northern Colorado cities including Fort Collins (7 communities), Greeley (6), and Loveland (4) provide additional options, while the western slope and mountain communities offer smaller, more intimate settings. This distribution ensures seniors have access to care whether they prefer urban amenities or quieter mountain town living.

Colorado's cost of senior care runs moderately above national averages. Assisted living in Colorado averages $6,195 per month compared to the national average of $5,900, while nursing home care costs $9,741 monthly for a semi-private room versus $9,277 nationally. These costs reflect Colorado's higher cost of living and quality healthcare infrastructure, which includes world-class facilities like UCHealth, Intermountain Healthcare, and numerous specialized geriatric care centers. The state's commitment to senior wellness is evident in its extensive network of hospitals and medical centers concentrated along the Front Range.

Colorado's appeal for retirees extends beyond healthcare access. The state's 300 days of annual sunshine, outdoor recreation opportunities, and cultural amenities create an active retirement lifestyle. Colorado offers several Medicaid waiver programs to help eligible seniors afford long-term care, including the Elderly, Blind and Disabled (EBD) waiver and the Program of All-Inclusive Care for the Elderly (PACE). The state's emphasis on community-based services allows many seniors to age in place while receiving necessary support, making Colorado an attractive option for those seeking both quality care and quality of life.

Types of Senior Living Care in Colorado

Average Cost of Senior Care in Colorado

Senior living costs in Colorado run approximately 5% above national averages, reflecting the state's higher cost of living and quality healthcare infrastructure. Assisted living averages $6,195 monthly compared to the national average of $5,900, while nursing home care costs $9,741 for a semi-private room versus $9,277 nationally. Regional variation is significant: Denver metro area communities typically command premium prices, while Western Slope and smaller Front Range cities offer more affordable options. Colorado's Medicaid waiver programs, including the EBD waiver and PACE program, provide financial assistance for eligible seniors. Many communities also accept long-term care insurance and offer private-pay options with tiered pricing based on care needs.

Assisted Living

Community-based residential care

$5,877

per month

$70,521/yr

7% below national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$11,650

per month

$139,795/yr

2% below national avg

Nursing Home (Semi-Private)

Shared room nursing care

$10,038

per month

$120,450/yr

6% below national avg

Home Health Aide

In-home personal care

$8,008

per month

$96,096/yr

20% above national avg

Homemaker Services

In-home housekeeping & meals

$7,627

per month

$91,520/yr

18% above national avg

Adult Day Health Care

Daytime supervision & activities

$1,950

per month

$23,400/yr

29% below national avg

5% above national average

Frequently Asked Questions About Senior Living in Colorado

How much does senior living cost in Colorado?
Assisted living in Colorado averages $6,195 per month, approximately 5% above the national average of $5,900. Nursing home care costs $9,741 monthly for a semi-private room and $11,178 for a private room, both above national averages. Home health aide services average $6,563 monthly. Costs vary by region, with Denver metro communities typically more expensive than Western Slope or smaller Front Range cities.
How many senior living communities are in Colorado?
Colorado has 94 senior living communities spread across 18 cities throughout the state. Colorado Springs has the most communities with 16, followed by Denver with 12, and Grand Junction with 9. Other cities with significant options include Fort Collins (7), Greeley (6), Broomfield (5), Lakewood (5), and Littleton (5), ensuring seniors have choices throughout the Front Range and Western Slope.
Does Colorado Medicaid cover assisted living?
Yes, Colorado Medicaid covers assisted living services through the Elderly, Blind and Disabled (EBD) waiver program for eligible seniors. This Home and Community-Based Services waiver provides an alternative to nursing home care, covering personal care, homemaker services, and other supports in assisted living settings. Eligibility is based on income, assets, and functional need. The PACE program also offers comprehensive services for seniors 55+ who qualify for nursing home level care.
What are the best cities for senior living in Colorado?
Colorado Springs leads with 16 communities and offers affordability, excellent healthcare, and 300 days of sunshine. Denver (12 communities) provides urban amenities, world-class medical facilities, and cultural attractions. Fort Collins (7 communities) combines college-town energy with outdoor recreation and intellectual engagement. Grand Junction (9 communities) offers milder winters and lower costs on the Western Slope. Broomfield, Lakewood, and Littleton (5 communities each) provide suburban comfort with easy Denver access.
What healthcare facilities serve Colorado seniors?
Colorado seniors have access to nationally recognized healthcare systems including UCHealth (University Hospital, Poudre Valley Hospital, Memorial Hospital), Intermountain Healthcare, Presbyterian/St. Luke's Medical Center, and Banner Health facilities. The state has numerous specialty geriatric centers, rehabilitation hospitals, and outpatient clinics concentrated along the Front Range, ensuring comprehensive medical support for aging adults throughout the state.
Is Colorado a good state for retirement?
Colorado ranks highly for retirement due to its 300 days of annual sunshine, outdoor recreation opportunities, excellent healthcare infrastructure, and active lifestyle culture. The state's 882,557 seniors (15.2% of the population) benefit from strong community support, diverse senior living options, and a median household income of $92,470. While costs run slightly above national averages, the quality of life, natural beauty, and emphasis on healthy aging make Colorado attractive for active retirees.

Major Cities with Senior Living Options in Colorado

Cities ranked by number of communities.

Colorado Springs

Population 483,099
Seniors (65+) 14.3 %
Communities 16
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Denver

Population 713,734
Seniors (65+) 12.0 %
Communities 13
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Grand Junction

Population 67,027
Seniors (65+) 20.2 %
Communities 9
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Fort Collins

Population 169,705
Seniors (65+) 11.6 %
Communities 7
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Greeley

Population 109,421
Seniors (65+) 13.1 %
Communities 6
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Broomfield

Population 75,110
Seniors (65+) 14.7 %
Communities 5
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Lakewood

Population 156,309
Seniors (65+) 17.4 %
Communities 5
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