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California Senior Living Options & Resources

Senior Living in California: What You Need to Know

California is home to nearly 6 million seniors aged 65 and older, representing 15.3% of the state's total population of 39.2 million residents. As the nation's most populous state, California offers an extensive network of 384 senior living communities spread across 109 cities, providing diverse care options from independent living to skilled nursing care. The state's senior population continues to grow as retirees are drawn to its mild climate, world-class healthcare facilities, and vibrant cultural opportunities.

The concentration of senior living communities reflects California's population centers, with Los Angeles leading at 17 communities, followed by San Jose with 14, and San Diego with 13. Other major hubs include Fresno and Sacramento with 9 communities each, and Roseville, Santa Rosa, Escondido, and Thousand Oaks offering substantial options. This geographic distribution ensures that seniors throughout California—from the Bay Area to Southern California, the Central Valley to wine country—have access to quality care close to family and familiar surroundings.

California's cost of senior care significantly exceeds national averages, with assisted living averaging $7,965 monthly compared to the national average of $5,900, and nursing home semi-private rooms costing $12,524 versus $9,277 nationally. These higher costs reflect California's elevated cost of living, with a median household income of $96,334 that also surpasses national figures. The state's healthcare infrastructure is among the finest in the nation, featuring renowned medical centers like Stanford Health Care, UCLA Medical Center, Cedars-Sinai, and UC San Diego Health.

California's Medi-Cal program offers several waiver programs that help eligible seniors access home and community-based services as alternatives to institutional care. The Assisted Living Waiver (ALW) and the Community-Based Adult Services (CBAS) program provide support for seniors who meet financial and functional eligibility requirements. These programs reflect California's commitment to offering seniors choices in how and where they receive care, though navigating the state's complex healthcare system often requires professional guidance.

Types of Senior Living Care in California

Average Cost of Senior Care in California

Senior care costs in California rank among the nation's highest, with assisted living averaging $7,965 monthly—35% above the national average of $5,900. Nursing home care is similarly elevated, with semi-private rooms costing $12,524 compared to the national average of $9,277. These costs reflect California's high cost of living, real estate values, and labor costs. However, significant regional variation exists, with Central Valley and inland communities offering more affordable options than coastal metros like San Francisco and Los Angeles. California's Medi-Cal program provides financial assistance for eligible seniors through various waiver programs, and many communities offer private pay discounts or veteran benefits to help manage costs.

Assisted Living

Community-based residential care

$7,350

per month

$88,200/yr

17% above national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$15,178

per month

$182,135/yr

28% above national avg

Nursing Home (Semi-Private)

Shared room nursing care

$11,695

per month

$140,343/yr

10% above national avg

Home Health Aide

In-home personal care

$7,436

per month

$89,232/yr

11% above national avg

Homemaker Services

In-home housekeeping & meals

$7,245

per month

$86,944/yr

12% above national avg

Adult Day Health Care

Daytime supervision & activities

$1,950

per month

$23,400/yr

29% below national avg

35% above national average

Frequently Asked Questions About Senior Living in California

How much does senior living cost in California?
California's senior living costs significantly exceed national averages. Assisted living averages $7,965 per month (35% above the national average of $5,900), while nursing home semi-private rooms cost $12,524 monthly compared to $9,277 nationally. Costs vary considerably by region, with Central Valley communities typically more affordable than coastal areas like San Francisco or Los Angeles. Home health aide services average $8,438 monthly, providing a middle-ground option for many families.
How many senior living communities are in California?
California has 384 senior living communities distributed across 109 cities throughout the state. The largest concentrations are in major metropolitan areas, with Los Angeles leading at 17 communities, San Jose offering 14, and San Diego providing 13 options. This extensive network ensures that California's nearly 6 million seniors have access to quality care options in both urban and suburban settings across the state's diverse regions.
Does California Medicaid cover assisted living?
Yes, California's Medi-Cal program (the state's Medicaid) covers assisted living through the Assisted Living Waiver (ALW) program for eligible seniors. This waiver allows qualified individuals to receive services in Residential Care Facilities for the Elderly (RCFEs) rather than nursing homes. Eligibility requires meeting both financial criteria (income and asset limits) and demonstrating the need for nursing facility level of care. Not all assisted living communities accept the waiver, so it's important to inquire directly about Medi-Cal participation.
What are the best cities for senior living in California?
Top cities for senior living include San Diego (13 communities) offering ideal coastal weather and excellent healthcare; San Jose (14 communities) providing proximity to world-class medical centers like Stanford; Sacramento (9 communities) with more affordable costs and UC Davis Medical Center nearby; Roseville (8 communities) combining value with quality in the greater Sacramento area; Santa Rosa (8 communities) featuring wine country charm and natural beauty; and Los Angeles (17 communities) offering the most options and cultural diversity. Each city provides distinct advantages based on climate preferences, budget, and lifestyle priorities.
What are California's regulations for residential care facilities?
California regulates assisted living facilities as Residential Care Facilities for the Elderly (RCFEs) through the Department of Social Services Community Care Licensing Division. Facilities must maintain specific staff-to-resident ratios, ensure staff training in areas like medication management and emergency procedures, conduct background checks, and pass regular inspections. The state requires facilities to develop individualized service plans and maintain detailed records, ensuring high standards of care and resident safety.
Is California a good state for retirement?
California offers significant retirement advantages including year-round mild weather, world-class healthcare systems, diverse cultural and recreational opportunities, and extensive senior services. However, the state's high cost of living and taxes are important considerations. California doesn't tax Social Security benefits but does tax other retirement income. The state's 5.9 million seniors benefit from robust consumer protections, excellent medical research institutions, and strong advocacy organizations supporting senior rights and wellbeing.

Major Cities with Senior Living Options in California

Cities ranked by number of communities.

Los Angeles

Population 3,857,897
Seniors (65+) 13.4 %
Communities 97
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San Diego

Population 1,385,061
Seniors (65+) 13.8 %
Communities 34
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San Jose

Population 990,054
Seniors (65+) 13.7 %
Communities 33
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Sacramento

Population 524,802
Seniors (65+) 13.8 %
Communities 31
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Fresno

Population 543,615
Seniors (65+) 11.9 %
Communities 28
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Long Beach

Population 462,293
Seniors (65+) 12.5 %
Communities 25
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San Francisco

Population 836,321
Seniors (65+) 16.7 %
Communities 24
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View all 475 cities

Cities in California

Agoura Hills
2 communities
Alameda
6 communities
Albany
1 community
Alhambra
6 communities
Aliso Viejo
2 communities
Alta Loma
1 community
Alturas
1 community
Anaheim
15 communities
Anderson
1 community
Antelope
1 community
Antioch
4 communities
Apple Valley
2 communities
Aptos
2 communities
Arcadia
2 communities
Arroyo Grande
1 community
Artesia
2 communities
Arvin
1 community
Atascadero
1 community
Atwater
1 community
Auburn
7 communities
Avalon
1 community
Azusa
1 community
Bakersfield
14 communities
Baldwin Park
4 communities
Banning
2 communities
Barstow
2 communities
Beaumont
2 communities
Bell
1 community
Bell Gardens
3 communities
Bellflower
4 communities
Belmont
4 communities
Berkeley
7 communities
Beverly Hills
2 communities
Big Bear Lake
1 community
Bishop
1 community
Blythe
1 community
Brawley
1 community
Brea
6 communities
Brentwood
2 communities
Buena Park
2 communities
Burbank
4 communities
Burlingame
2 communities
Calabasas
3 communities
Camarillo
5 communities
Campbell
4 communities
Canoga Park
4 communities
Capitola
1 community
Carlsbad
8 communities
Carmel-by-the-Sea
1 community
Carmichael
13 communities
Castro Valley
5 communities
Cedarville
1 community
Ceres
1 community
Cerritos
1 community
Chatsworth
2 communities
Cherry Valley
1 community
Chester
1 community
Chico
8 communities
Chino
1 community
Chino Hills
1 community
Chowchilla
2 communities
Chula Vista
7 communities
Citrus Heights
2 communities
City of Industry
1 community
Claremont
5 communities
Clearlake
1 community
Cloverdale
1 community
Clovis
4 communities
Coalinga
1 community
Colton
2 communities
Colusa
1 community
Compton
1 community
Concord
8 communities
Corona
5 communities
Coronado
1 community
Corte Madera
1 community
Costa Mesa
7 communities
Covina
6 communities
Crescent City
1 community
Culver City
6 communities
Cupertino
3 communities
Cypress
1 community
Daly City
4 communities
Dana Point
3 communities
Danville
4 communities
Davis
4 communities
Delano
3 communities
Dinuba
1 community
Downey
4 communities
Duarte
5 communities
Dublin
1 community
El Cajon
14 communities
El Centro
1 community
El Cerrito
1 community
El Dorado Hills
1 community
El Monte
11 communities
El Sobrante
2 communities
Elk Grove
6 communities
Emeryville
1 community
Encinitas
7 communities
Encino
1 community
Escondido
14 communities
Eureka
4 communities
Fair Oaks
3 communities
Fairfield
5 communities
Fall River Mills
1 community
Fallbrook
1 community
Fillmore
1 community
Folsom
7 communities
Fontana
2 communities
Fort Bragg
1 community
Fortuna
1 community
Foster City
1 community
Fountain Valley
1 community
Fowler
2 communities
Fremont
12 communities
Fresno
28 communities
Fullerton
10 communities
Galt
1 community
Garberville
1 community
Garden Grove
8 communities
Gardena
8 communities
Gilroy
2 communities
Glendale
14 communities
Glendora
5 communities
Goleta
2 communities
Granada Hills
4 communities
Grand Terrace
1 community
Granite Bay
1 community
Grass Valley
6 communities
Greenbrae
2 communities
Gridley
1 community
Hanford
4 communities
Hawthorne
3 communities
Hayward
18 communities
Healdsburg
1 community
Hemet
9 communities
Hermosa Beach
1 community
Highland
2 communities
Hollister
1 community
Huntington Beach
7 communities
Huntington Park
1 community
Imperial
1 community
Indio
2 communities
Inglewood
5 communities
Irvine
3 communities
Jackson
1 community
Joshua Tree
1 community
Jurupa Valley
2 communities
Kentfield
1 community
King City
1 community
Kingsburg
1 community
La Crescenta
1 community
La Habra
2 communities
La Jolla
2 communities
La Mesa
9 communities
La Mirada
3 communities
La Palma
1 community
La Quinta
1 community
La Verne
1 community
Ladera Ranch
1 community
Lafayette
2 communities
Laguna Hills
3 communities
Laguna Niguel
3 communities
Laguna Woods
2 communities
Lake Arrowhead
1 community
Lake Forest
2 communities
Lake Isabella
1 community
Lake View Terrace
1 community
Lakeport
2 communities
Lakeside
1 community
Lancaster
6 communities
Lawndale
1 community
Lemon Grove
2 communities
Lincoln
1 community
Lindsay
1 community
Live Oak
1 community
Livermore
5 communities
Livingston
1 community
Lodi
8 communities
Loma Linda
4 communities
Lomita
2 communities
Lompoc
2 communities
Lone Pine
1 community
Long Beach
25 communities
Loomis
1 community
Los Alamitos
1 community
Los Altos
3 communities
Los Angeles
97 communities
Los Banos
2 communities
Los Gatos
4 communities
Lynwood
3 communities
Madera
3 communities
Manteca
4 communities
March Air Reserve Base
1 community
Mariposa
1 community
Martinez
2 communities
Marysville
2 communities
Maywood
1 community
Menlo Park
1 community
Mentone
1 community
Merced
8 communities
Mill Valley
1 community
Millbrae
2 communities
Milpitas
2 communities
Mission Hills
2 communities
Mission Viejo
5 communities
Modesto
16 communities
Monrovia
1 community
Montclair
2 communities
Montebello
2 communities
Monterey
6 communities
Monterey Park
2 communities
Montrose
3 communities
Moraga
2 communities
Moreno Valley
1 community
Morgan Hill
4 communities
Morro Bay
1 community
Mountain View
3 communities
Murrieta
3 communities
N Hollywood
1 community
Napa
8 communities
National City
5 communities
Newbury Park
1 community
Newhall
1 community
Newman
1 community
Newport Beach
7 communities
Nipomo
1 community
North Hills
1 community
North Hollywood
7 communities
North Sacramento
1 community
Northridge
1 community
Norwalk
7 communities
Novato
4 communities
Oakdale
3 communities
Oakhurst
1 community
Oakland
22 communities
Oceanside
6 communities
Ojai
2 communities
Ontario
4 communities
Orange
8 communities
Orangevale
3 communities
Orinda
1 community
Oroville
4 communities
Oxnard
5 communities
Pacific Grove
3 communities
Pacifica
5 communities
Palm Desert
8 communities
Palm Springs
5 communities
Palmdale
1 community
Palo Alto
5 communities
Panorama City
2 communities
Paramount
3 communities
Pasadena
15 communities
Paso Robles
2 communities
Perris
1 community
Petaluma
8 communities
Pico Rivera
4 communities
Pinole
1 community
Pittsburg
2 communities
Placentia
2 communities
Placerville
3 communities
Playa Del Rey
1 community
Pleasant Hill
5 communities
Pleasanton
4 communities
Pomona
9 communities
Porterville
6 communities
Portola
1 community
Portola Valley
1 community
Poway
4 communities
Rancho Cordova
1 community
Rancho Cucamonga
6 communities
Rancho Mirage
4 communities
Rancho Palos Verdes
1 community
Red Bluff
3 communities
Redding
14 communities
Redlands
9 communities
Redondo Beach
2 communities
Redwood City
4 communities
Reedley
3 communities
Reseda
6 communities
Rialto
1 community
Richmond
2 communities
Ridgecrest
1 community
Ripon
1 community
Riverbank
1 community
Riverside
22 communities
Rocklin
3 communities
Rohnert Park
1 community
Rolling Hills Estates
2 communities
Rosemead
5 communities
Roseville
11 communities
Sacramento
31 communities
Salinas
6 communities
San Andreas
1 community
San Bernardino
12 communities
San Bruno
1 community
San Clemente
1 community
San Diego
34 communities
San Dimas
3 communities
San Francisco
24 communities
San Gabriel
8 communities
San Jacinto
1 community
San Jose
33 communities
San Juan Capistrano
5 communities
San Leandro
8 communities
San Luis Obispo
3 communities
San Marcos
1 community
San Mateo
5 communities
San Pablo
3 communities
San Pedro
3 communities
San Rafael
10 communities
San Ramon
3 communities
Sanger
1 community
Santa Ana
11 communities
Santa Barbara
9 communities
Santa Clara
3 communities
Santa Clarita
4 communities
Santa Cruz
3 communities
Santa Maria
5 communities
Santa Monica
13 communities
Santa Paula
1 community
Santa Rosa
15 communities
Santee
2 communities
Saratoga
3 communities
Seal Beach
2 communities
Sebastopol
1 community
Selma
2 communities
Shafter
1 community
Sherman Oaks
2 communities
Sierra Madre
1 community
Signal Hill
1 community
Simi Valley
5 communities
Solana Beach
2 communities
Soledad
1 community
Solvang
1 community
Sonoma
5 communities
Sonora
2 communities
South Gate
1 community
South Lake Tahoe
1 community
South Pasadena
1 community
South San Francisco
1 community
Spring Valley
3 communities
Stanton
1 community
Stockton
19 communities
Studio City
2 communities
Sun City
1 community
Sun Valley
3 communities
Sunland
3 communities
Sunnyvale
9 communities
Susanville
1 community
Sylmar
4 communities
Tarzana
1 community
Temecula
4 communities
Temple City
3 communities
Templeton
1 community
Thousand Oaks
10 communities
Torrance
17 communities
Tracy
3 communities
Truckee
1 community
Tujunga
2 communities
Tulare
3 communities
Turlock
6 communities
Tustin
2 communities
Ukiah
2 communities
Union City
1 community
Upland
4 communities
Vacaville
4 communities
Vallejo
5 communities
Van Nuys
6 communities
Ventura
7 communities
Victorville
4 communities
Villa Park
1 community
Visalia
8 communities
Vista
4 communities
Walnut Creek
10 communities
Watsonville
3 communities
Weaverville
1 community
Weed
1 community
West Covina
7 communities
West Hills
1 community
West Sacramento
1 community
Westlake Village
2 communities
Westminster
4 communities
Whittier
10 communities
Williams
1 community
Willits
1 community
Willows
1 community
Woodland
3 communities
Woodland Hills
1 community
Yorba Linda
2 communities
Yountville
1 community
Yuba City
3 communities
Yucaipa
4 communities
Yucca Valley
2 communities

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