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California Senior Living Options & Resources

Senior Living in California: What You Need to Know

California is home to nearly 6 million seniors aged 65 and older, representing 15.3% of the state's total population of 39.2 million residents. As the nation's most populous state, California offers an extensive network of 384 senior living communities spread across 109 cities, providing diverse care options from independent living to skilled nursing care. The state's senior population continues to grow as retirees are drawn to its mild climate, world-class healthcare facilities, and vibrant cultural opportunities.

The concentration of senior living communities reflects California's population centers, with Los Angeles leading at 17 communities, followed by San Jose with 14, and San Diego with 13. Other major hubs include Fresno and Sacramento with 9 communities each, and Roseville, Santa Rosa, Escondido, and Thousand Oaks offering substantial options. This geographic distribution ensures that seniors throughout California—from the Bay Area to Southern California, the Central Valley to wine country—have access to quality care close to family and familiar surroundings.

California's cost of senior care significantly exceeds national averages, with assisted living averaging $7,965 monthly compared to the national average of $5,900, and nursing home semi-private rooms costing $12,524 versus $9,277 nationally. These higher costs reflect California's elevated cost of living, with a median household income of $96,334 that also surpasses national figures. The state's healthcare infrastructure is among the finest in the nation, featuring renowned medical centers like Stanford Health Care, UCLA Medical Center, Cedars-Sinai, and UC San Diego Health.

California's Medi-Cal program offers several waiver programs that help eligible seniors access home and community-based services as alternatives to institutional care. The Assisted Living Waiver (ALW) and the Community-Based Adult Services (CBAS) program provide support for seniors who meet financial and functional eligibility requirements. These programs reflect California's commitment to offering seniors choices in how and where they receive care, though navigating the state's complex healthcare system often requires professional guidance.

Types of Senior Living Care in California

Average Cost of Senior Care in California

Senior care costs in California rank among the nation's highest, with assisted living averaging $7,965 monthly—35% above the national average of $5,900. Nursing home care is similarly elevated, with semi-private rooms costing $12,524 compared to the national average of $9,277. These costs reflect California's high cost of living, real estate values, and labor costs. However, significant regional variation exists, with Central Valley and inland communities offering more affordable options than coastal metros like San Francisco and Los Angeles. California's Medi-Cal program provides financial assistance for eligible seniors through various waiver programs, and many communities offer private pay discounts or veteran benefits to help manage costs.

Assisted Living

Community-based residential care

$7,350

per month

$88,200/yr

17% above national avg

Nursing Home (Private Room)

24/7 skilled nursing care

$15,178

per month

$182,135/yr

28% above national avg

Nursing Home (Semi-Private)

Shared room nursing care

$11,695

per month

$140,343/yr

10% above national avg

Home Health Aide

In-home personal care

$7,436

per month

$89,232/yr

11% above national avg

Homemaker Services

In-home housekeeping & meals

$7,245

per month

$86,944/yr

12% above national avg

Adult Day Health Care

Daytime supervision & activities

$1,950

per month

$23,400/yr

29% below national avg

35% above national average

Frequently Asked Questions About Senior Living in California

How much does senior living cost in California?
California's senior living costs significantly exceed national averages. Assisted living averages $7,965 per month (35% above the national average of $5,900), while nursing home semi-private rooms cost $12,524 monthly compared to $9,277 nationally. Costs vary considerably by region, with Central Valley communities typically more affordable than coastal areas like San Francisco or Los Angeles. Home health aide services average $8,438 monthly, providing a middle-ground option for many families.
How many senior living communities are in California?
California has 384 senior living communities distributed across 109 cities throughout the state. The largest concentrations are in major metropolitan areas, with Los Angeles leading at 17 communities, San Jose offering 14, and San Diego providing 13 options. This extensive network ensures that California's nearly 6 million seniors have access to quality care options in both urban and suburban settings across the state's diverse regions.
Does California Medicaid cover assisted living?
Yes, California's Medi-Cal program (the state's Medicaid) covers assisted living through the Assisted Living Waiver (ALW) program for eligible seniors. This waiver allows qualified individuals to receive services in Residential Care Facilities for the Elderly (RCFEs) rather than nursing homes. Eligibility requires meeting both financial criteria (income and asset limits) and demonstrating the need for nursing facility level of care. Not all assisted living communities accept the waiver, so it's important to inquire directly about Medi-Cal participation.
What are the best cities for senior living in California?
Top cities for senior living include San Diego (13 communities) offering ideal coastal weather and excellent healthcare; San Jose (14 communities) providing proximity to world-class medical centers like Stanford; Sacramento (9 communities) with more affordable costs and UC Davis Medical Center nearby; Roseville (8 communities) combining value with quality in the greater Sacramento area; Santa Rosa (8 communities) featuring wine country charm and natural beauty; and Los Angeles (17 communities) offering the most options and cultural diversity. Each city provides distinct advantages based on climate preferences, budget, and lifestyle priorities.
What are California's regulations for residential care facilities?
California regulates assisted living facilities as Residential Care Facilities for the Elderly (RCFEs) through the Department of Social Services Community Care Licensing Division. Facilities must maintain specific staff-to-resident ratios, ensure staff training in areas like medication management and emergency procedures, conduct background checks, and pass regular inspections. The state requires facilities to develop individualized service plans and maintain detailed records, ensuring high standards of care and resident safety.
Is California a good state for retirement?
California offers significant retirement advantages including year-round mild weather, world-class healthcare systems, diverse cultural and recreational opportunities, and extensive senior services. However, the state's high cost of living and taxes are important considerations. California doesn't tax Social Security benefits but does tax other retirement income. The state's 5.9 million seniors benefit from robust consumer protections, excellent medical research institutions, and strong advocacy organizations supporting senior rights and wellbeing.

Major Cities with Senior Living Options in California

Cities ranked by number of communities.

Los Angeles

Population 3,857,897
Seniors (65+) 13.4 %
Communities 19
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San Jose

Population 990,054
Seniors (65+) 13.7 %
Communities 14
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San Diego

Population 1,385,061
Seniors (65+) 13.8 %
Communities 13
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Sacramento

Population 524,802
Seniors (65+) 13.8 %
Communities 9
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Fresno

Population 543,615
Seniors (65+) 11.9 %
Communities 9
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Roseville

Population 152,438
Seniors (65+) 17.1 %
Communities 8
Explore Roseville Senior Living

Santa Rosa

Population 177,216
Seniors (65+) 18.3 %
Communities 8
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View all 109 cities

Cities in California

Agoura Hills
2 communities
Alameda
1 community
Albany
1 community
Alhambra
1 community
Aliso Viejo
2 communities
Anaheim
1 community
Antioch
2 communities
Apple Valley
2 communities
Aptos
1 community
Auburn
2 communities
Azusa
1 community
Bakersfield
5 communities
Belmont
3 communities
Berkeley
2 communities
Beverly Hills
2 communities
Brea
5 communities
Brentwood
2 communities
Burbank
2 communities
Burlingame
1 community
Calabasas
3 communities
Camarillo
2 communities
Campbell
1 community
Carlsbad
6 communities
Carmel-by-the-Sea
1 community
Carmichael
5 communities
Cerritos
1 community
Chico
3 communities
Chino Hills
1 community
Chula Vista
4 communities
Citrus Heights
1 community
Claremont
2 communities
Clovis
2 communities
Concord
3 communities
Corona
2 communities
Corte Madera
1 community
Costa Mesa
3 communities
Covina
1 community
Culver City
3 communities
Cupertino
1 community
Cypress
1 community
Daly City
1 community
Dana Point
2 communities
Danville
2 communities
Davis
2 communities
Dublin
1 community
El Cajon
2 communities
El Dorado Hills
1 community
El Sobrante
1 community
Elk Grove
4 communities
Emeryville
1 community
Encinitas
4 communities
Escondido
7 communities
Eureka
1 community
Fair Oaks
2 communities
Fairfield
2 communities
Folsom
5 communities
Foster City
1 community
Fremont
5 communities
Fresno
9 communities
Fullerton
3 communities
Garden Grove
2 communities
Gilroy
1 community
Glendale
1 community
Goleta
2 communities
Granite Bay
1 community
Grass Valley
2 communities
Hanford
1 community
Hayward
2 communities
Hemet
3 communities
Hermosa Beach
1 community
Huntington Beach
5 communities
Irvine
1 community
Kentfield
1 community
La Mesa
2 communities
La Mirada
1 community
La Palma
1 community
La Quinta
1 community
Lafayette
2 communities
Laguna Niguel
3 communities
Laguna Woods
2 communities
Lancaster
2 communities
Livermore
2 communities
Lodi
2 communities
Loma Linda
1 community
Loomis
1 community
Los Altos
1 community
Los Angeles
19 communities
Madera
1 community
Manteca
2 communities
March Air Reserve Base
1 community
Marysville
2 communities
Merced
2 communities
Millbrae
1 community
Milpitas
1 community
Mission Viejo
5 communities
Modesto
6 communities
Monterey
3 communities
Montrose
2 communities
Moraga
1 community
Morgan Hill
2 communities
Murrieta
1 community
Napa
3 communities
Newport Beach
4 communities
Nipomo
1 community
Novato
3 communities
Oakdale
2 communities
Oakland
4 communities
Oceanside
5 communities
Orange
3 communities
Orangevale
3 communities
Oroville
2 communities
Oxnard
1 community
Palm Desert
5 communities
Palm Springs
1 community
Palmdale
1 community
Palo Alto
2 communities
Pasadena
2 communities
Paso Robles
2 communities
Petaluma
3 communities
Pinole
1 community
Placentia
1 community
Pleasant Hill
3 communities
Pleasanton
2 communities
Porterville
1 community
Poway
2 communities
Rancho Cucamonga
5 communities
Rancho Mirage
2 communities
Rancho Palos Verdes
1 community
Red Bluff
1 community
Redding
6 communities
Redlands
2 communities
Redondo Beach
2 communities
Redwood City
3 communities
Riverside
5 communities
Rocklin
3 communities
Rohnert Park
1 community
Rolling Hills Estates
2 communities
Roseville
8 communities
Sacramento
9 communities
Salinas
1 community
San Clemente
1 community
San Diego
13 communities
San Dimas
1 community
San Francisco
5 communities
San Gabriel
1 community
San Jose
14 communities
San Juan Capistrano
4 communities
San Leandro
1 community
San Mateo
3 communities
San Rafael
3 communities
San Ramon
4 communities
Santa Ana
2 communities
Santa Barbara
1 community
Santa Clara
1 community
Santa Clarita
4 communities
Santa Maria
1 community
Santa Monica
1 community
Santa Rosa
8 communities
Seal Beach
1 community
Sierra Madre
1 community
Simi Valley
4 communities
Solana Beach
1 community
Sonoma
2 communities
South San Francisco
1 community
Stockton
5 communities
Sunnyvale
4 communities
Temecula
2 communities
Thousand Oaks
7 communities
Torrance
5 communities
Tracy
1 community
Turlock
1 community
Tustin
1 community
Upland
1 community
Vacaville
2 communities
Vallejo
2 communities
Ventura
5 communities
Victorville
2 communities
Visalia
2 communities
Vista
1 community
Walnut Creek
4 communities
West Covina
1 community
Westlake Village
2 communities
Westminster
1 community
Whittier
4 communities
Yorba Linda
1 community
Yucaipa
1 community

All Communities in California

Showing 1-10 of 475 communities

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